Apple Pay is easy and works with the Apple devices you use every day. You can make secure purchases in stores, in apps, and on the web. And you can send and receive money from friends and family right in Messages. Apple Pay is even simpler than using your physical card, and safer too.
Using Apple Pay with your iPhone or Apple Watch is faster than using a credit or debit card. Because spending money shouldn’t mean spending more time at the register.
Use Apple Pay on the App Store to buy apps and games, or within apps to pay for a ride, a pizza delivery, or a new pair of sneakers — with just a touch or a glance. You can also use Apple Pay for a subscription to Apple Music, upgraded iCloud storage, and other Apple services.
The easiest way to send and receive money.
You can use Apple Pay to pay and get paid right in Messages, or by asking Siri. There’s no app to download, and you can use the cards you already have in Wallet. Send money for books to your son in college. Split a bill. Chip in for a gift. Send and receive from across the table — or across the country.
Sending money is as simple as sending a message.
Use your debit card with just a touch of your finger or by asking Siri.
Get paid and use the cash. All with Apple Pay.
When you receive money it’s added to your Apple Cash card that lives in the Wallet app. You can start using the cash right away to make purchases using Apple Pay in stores, in apps, and on the web. You can also transfer your Apple Cash balance to your bank account.
The easiest way to get around town.
Apple Pay already makes riding trains and buses simple in cities like Portland, Tokyo, Shanghai, Beijing, and London. Soon it will be easier in Chicago and New York City, too. You’ll breeze through the turnstiles just by holding your iPhone or Apple Watch up to the reader.
The safer way to pay.
When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers, and when you pay, your card numbers are never shared by Apple with merchants.
Keep your purchases private.
When you pay with a debit or credit card, Apple Pay doesn’t keep transaction information that can be tied back to you. And when you use Apple Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.
- Apple Pay is not available in all markets. For a list of Apple Pay countries and regions, click here.
- Person to person payments and Apple Cash are available only in the U.S. on iPhone SE, iPhone 6 or later, iPad Pro, iPad (5th generation or later), iPad Air 2 or later, iPad mini 3 or later, and Apple Watch.
- To send and receive money with Apple Pay or receive the Apple Cash card, you must be 18 and a U.S. resident. Services provided by Green Dot Bank, member FDIC. Security checks may require more time to make funds available.
- Features are subject to change. Some features, applications, and services may not be available in all regions or all languages.
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